Insurance Program

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NGASD INSURANCE PROGRAM The State Sponsored Life Insurance (SSLI) program administered by NGASD is available to all South Dakota Guardsmen.  It is Group Term Life Insurance and supplements the SGLI program.  This insurance program was started by NGASD over 28 years ago and covered South Dakota Guardsmen long before the US Government allowed Guardsmen to participate in SGLI program.  It is what was formerly referred to as “Vulcan” insurance, now underwritten by American Equity Investment Life Insurance Co of Des Moines, IA. Key Benefits  [mt_list style=”square”]

    • Coverage available for both the Guardsman and the family (Guardsman must be insured before family can be covered)
    • Payroll Deductible (Please note if you are AGR as that is a separate payroll system)
    • Pays within 24 hours of notification of a claim
    • There are NO exclusions and you (and family members, if insured) are covered 24/7, regardless of location
    • Belongs to the Soldiers and Airmen of the South Dakota Army and Air National Guard
    • $10,000 coverage free for first year for new Guardsmen (see below)
    • Coverage can be retained after leaving the Guard, to age 65, With same Coverage and Premium
    • Coverage can be converted after age 65 to an Individual Whole Life Plan, regardless of health

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Standard Application Form – For Current Guard Members – NG-800-SD_Application_Rates_Form

This is a writable form which can be filled out on your PC, printed and mailed to our office.  Signature is REQUIRED on Application and DD2558  for payroll Deduction.

FREE Application Form For NEW Guard Members NG-700-SD_Free_Application_Form

This is a writable form which can be filled out on your PC, printed and mailed to our office.  Signature is REQUIRED on Application and DD2558. (you will NOT be billed for the first year and may elect to cancel before payroll deduction starts).  This FREE policy is only available to NEW members (prior service or non-prior service) of the South Dakota National Guard (Army or Air) for one year from date of enlistment.

A completed Application MUST have been received in our office for forwarding to American Equity Investment Life Insurance Co. before coverage takes effect.

Change of Address or Beneficiary Form – This is a writable form which can be filled out on your PC, printed and mailed to our office.  Signature of Guardsman is REQUIRED to make beneficiary changes and it must have been received in the American Equity Investment Life Insurance Co. Office in Des Moines, IA before it is effective. POS FORM-50004_Change_Address_Beneficiary_Form

DD 2558 Form – Payroll Deduction Form for Start, Stop, Change of Payroll Deduction (a new Application Form is required for increases in coverage, changing or increasing coverage of family members) – This is a writable form which can be filled out on your PC, printed and mailed to our office.  Signature of Guardsman is REQUIRED to make payroll changes. DD2558

SSLI (State Sponsored Life Insurance) is offered by NGASD and is supplemental to SGLI.  SGLI is administered through your Military Unit. (Changing beneficiaries on your SGLI does NOT change your SSLI policy, please use the form above).

Contact for this program is changing.  Please check back!